Payday comes, payday goes.
Sero shows where it went.
A simple money tracker for people who earn regularly and want to know where it actually goes. No spreadsheets. No finance jargon. Just a clear view of your money.
See where it goes
This is Sero's spending wheel, the real one from the app. Every category gets a capsule sized by what you spent. Spin it, tap around, and one glance tells you the story of your money. No accounting degree required.
Small app. Big small wins.
Everything Sero does is built for one thing: making your money make sense without making it a chore.
Track in seconds
Tap the amount, tap a category, done. Sero even suggests the category from your note.
All your accounts, one place
Bank, e-wallet, cash on hand, credit cards. Sero recognises many banks automatically and gives each its own look.
Savings goals that hold
Money set aside for a goal is carved out of your spendable balance. You always know what is truly free to spend.
Never miss a bill
Add your recurring bills and Sero taps you on the shoulder before they land. Credit card payments included.
Split a receipt properly
Groceries and a coffee in one trip? Break a single receipt into items and give each one its own category.
Budgets that warn early
Set a limit per category and Sero tells you when you are getting close, not after you have blown past it.
Have a look around
Swipe through. This is what your money looks like when it finally makes sense.
The road so far
Sero started as an idea about ipon. Here is where the hero stands, and what he is building next.
Fresh from the workshop
What just shipped, straight from the build log.
Premium is live
AUG 2026Seven days free, then it is yours. Your categories, your colours, your themes.
Sero went native
AUG 2026Live on the App Store and Google Play. The web beta grew up.
Offline capture
AUG 2026No signal on the jeep? Your transaction still lands, and syncs when you do.
More room on Free
JUN 2026Transactions are now unlimited on the free plan. Log everything.
Higher free limits
JUN 20263 goals, 5 budgets, 5 bills and 2 credit cards, free.
Your money, finally making sense.
Free to start. Made in Bohol, Philippines.