Payday comes, payday goes.
Sero shows where it went.
A simple money tracker for people who earn regularly and want to know where it actually goes. No spreadsheets. No finance jargon. Just a clear view of your money.
See where it goes
This is Sero's spending wheel, the real one from the app. Every category gets a capsule sized by what you spent. Spin it, tap around, and one glance tells you the story of your money. No accounting degree required.
Small app. Big small wins.
Everything Sero does is built for one thing: making your money make sense without making it a chore.
Track in seconds
Tap the amount, tap a category, done. Sero even suggests the category from your note.
All your accounts, one place
Bank, e-wallet, cash on hand, credit cards. Sero recognises many banks automatically and gives each its own look.
Savings goals that hold
Money set aside for a goal is carved out of your spendable balance. You always know what is truly free to spend.
Never miss a bill
Add your recurring bills and Sero taps you on the shoulder before they land. Credit card payments included.
Split a receipt properly
Groceries and a coffee in one trip? Break a single receipt into items and give each one its own category.
Budgets that warn early
Set a limit per category and Sero tells you when you are getting close, not after you have blown past it.
Have a look around
Swipe through. This is what your money looks like when it finally makes sense.
Make Sero yours
Free covers real budgeting, and it stays free. Premium is for when you want Sero to fit you exactly.
Free
alwaysEverything that makes Sero worth opening.
- Unlimited transactions
- 3 goals, 5 budgets, 5 bills, 2 cards
- The spending wheel and calendar
- One Circle, so you can share an account
- Last month's sheet, free to keep
- Works offline, syncs when you are back
Premium
7 days freeYour money, your way, no ceilings.
- Your categories, your colours and icons
- Every theme pack, Hero Gold included
- Look back by day, week, month or year
- Every month's sheet, dressed in any theme
- Circles that hold more than one account
- Recurring bills that log themselves
- No ceiling on goals, budgets, bills or cards
Try it free for 7 days. Nothing is taken away from the free plan if you stop.
The road so far
Sero started as an idea about ipon. Here is where the hero stands, and what he is building next.
Fresh from the workshop
What just shipped, straight from the build log.
Circles are here
SEP 2026Run one account with your partner, your barkada or your org, and see who added what. Set a profile photo and put a face on every entry.
Your month, on one sheet
SEP 2026Income by source, expenses itemised, and how much stayed with you. Last month's sheet is free to keep. Older months are Premium.
Match Sero to your bank
SEP 2026Type what your bank shows and Sero closes the gap. Log it if you know what it was, or just match the bank and move on.
Pay a bill ahead
SEP 2026Settle next month early, see how many cycles you are covered for, and undo the last one if you jumped the gun.
Premium is live
AUG 2026Seven days free, then it is yours. Your categories, your colours, your themes.
Sero went native
AUG 2026Live on the App Store and Google Play. The web beta grew up.
Your money, finally making sense.
Free to start. Made in Bohol, Philippines.